Solution Overview
Credit Business Solutions for SME
SMEs are born with the weakness of light assets, small scale, scattered industries and poor governance, which makes credit business difficult to online, upscale and being intelligent. With its experience of providing banks FinTech services and big data risk control service for long time by using self-owned channels and channels of cooperation, Sunline provides small and micro enterprise vertical industry, scenario-based customer and digital-based information. Sunline provides banks with high-quality small and micro enterprise customers through applying Internet big data in small and micro finance field to acquire customers, assess risks and pursue other goals.
Scheme architecture
Solution Advantages
Consultation service
Product design consulting.Process designing and solutions.Market analysis and industry research.The establishment of the rules and regulations.
Risk management
Credit risk analysis and credit report.Big data federation modeling and iteration.Credit risk management cloud services.Intelligent approval in middle-ground.
Marketing
Providing marketing solutions.Providing precision marketing strategies.Assisting in online and offline marketing.Customer guidance and diversion.
Technology Services
IT consulting.System prototypes and requirements document.Technical assistance.Technology development and implementation.
Solution Values
Make business systems professional
Make business systems professional to simplify the process, increasing the control mechanism and improving the approval efficiency
Marketing and Service Diversification
Customer acquisition channels and marketing platforms are diversified. Based on data analysis and tool application, the traditional offline customer acquisition approval mode is gradually transferred to the online mass customer acquisition and online sales mode
Maturity of risk management system
Achieve the comprehensive application of internal data and external data through mature risk control mechanism of small and micro finance, differentiated products and credit schemes, professional domestication risk model
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