Cash management system enables banks to quickly analyze cash management, cash requirements and currency exposure of the group thereby ensuring the liquidity and optimal use of cash resources, assist enterprises in managing accounts and working capital positions scientifically and rationally, effectively collecting and regulating internal funds as well as strengthening the maintenance and appreciation of funds. Ultimately the liquidity of funds and level of financial management improves, allowing access to higher capital gains. Cash management system of a bank must meet the demand for existing high-end customers and stabilize their deposits while attracting new customers or drive new deposits for existing customers; all to promote the effect of group customer funds centralized management, achieving high service fees and maximize commission income. At the same time, internal financing works to reduce interest expenses, cost of capital, improve liquidity management, centralized management of investment and financing, strengthen capital gains, improve cash transparency, reduce financial risks and strengthen control.
Covered banks for account management, payment management, liquidity management, investment and financing management, risk management, channel services etc.